What must an applicant do if information is changed on an insurance application?

When information is changed on an insurance application, it is essential for the applicant to initial any changes that are made. This practice ensures that all parties involved are aware of the updates and can confirm that the applicant agrees to the modifications. Initialing serves as a form of acknowledgment and helps maintain the integrity of the application process by clearly documenting what information was altered.

Initialing changes also minimizes potential disputes about what was included in the application at the time of underwriting, as it provides evidence of the applicant's consent to the updated information. Additionally, it maintains a clear record for the insurance provider, streamlining the processing of the application while safeguarding both the insurer and applicant's interests.

The other options, such as re-signing the entire application, could be unnecessarily cumbersome and may not be a standard procedure in the industry, while amending the application through the agent or submitting an additional document might not establish the same level of clarity and acknowledgment as initialing the changes directly on the original application.