West Virginia Life and Health Practice Exam

Question: 1 / 400

How long must one be disabled to become eligible for Social Security disability benefits?

3 months

5 months

To qualify for Social Security disability benefits, an individual must demonstrate that they are unable to engage in "substantial gainful activity" due to a medical condition that is expected to last for at least a year or result in death. The key point here is the requirement of a waiting period before benefits can begin. This waiting period is specifically set at five full calendar months following the onset of the disability. This means that although one may be considered disabled from the start of the condition's severity, they must wait five months after that date before they can start receiving benefits.

The approach taken by the Social Security Administration is designed to ensure that individuals who are truly unable to work are appropriately supported, while also managing the system's resources effectively. Hence, the answer indicating five months aligns perfectly with the regulations governing Social Security disability eligibility.

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6 months

12 months

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