What is the purpose of an accident and health insurance policy?

An accident and health insurance policy is designed to provide coverage for medical expenses arising from injuries and various health-related issues. This type of insurance helps alleviate the financial burden that can result from medical treatments, hospital stays, surgeries, and other health care costs associated with accidents or illnesses. It typically covers expenses such as hospital bills, doctors' visits, and medication costs, ensuring that individuals have support in managing their health care needs.

The other options do not accurately represent the scope of an accident and health insurance policy. Coverage that focuses solely on vehicle accidents would be too narrow, as this policy encompasses a broad range of incidents and health conditions. Similarly, while dental expenses may be part of some health plans, they are generally addressed separately in dental insurance policies rather than being the primary focus of accident and health insurance. Life insurance, on the other hand, is entirely different in its purpose and typically involves reviews related to the health and risk factors of the insured person. Thus, the correct option highlights the comprehensive nature of accident and health insurance coverage in addressing both injuries and health issues.