How does Medicare primarily differ from Medicaid?

The distinction between Medicare and Medicaid centers around the populations they serve and their funding structures. Medicare primarily serves individuals who are aged 65 and older, regardless of their income level. It also covers certain younger individuals with disabilities and those with specific medical conditions. This program provides health insurance that helps with costs associated with hospital care, certain outpatient services, and prescription drugs, making it essential for older adults who may face increased health challenges as they age.

In contrast, Medicaid is designed for low-income individuals and families, regardless of age. It is a state and federal program that offers health coverage to those who meet specific income criteria. Because eligibility for Medicaid is dependent on income, it serves a different segment of the population compared to Medicare.

The other choices highlight aspects that do not accurately describe the core differences between these two programs. For instance, saying that Medicare is a state program and Medicaid is a federal program is misleading, as Medicare is a federal program while Medicaid is jointly funded by both state and federal governments. Additionally, stating that Medicare covers all health services or requires an income check does not capture the essential characteristics that define Medicare's focus on age while Medicaid's focus is on financial need.